Dr. Kamel B.H. Miled š, Ph.D. in Finance, is an Assistant Professor at Shaqra University, Saudi Arabia. He earned his doctorate from the University of Sousse, Tunisia, and is affiliated with the Laboratory of Management of Innovation and Sustainable Development. Specializing in Behavioral Finance, Fin-tech, and Renewable Energy, he’s published in prestigious journals and presented at international conferences. Dr. Kamel’s expertise spans Financial Economics, Real Estate Investment, and Microfinance. With a passion for emerging markets, he excels in financial modeling and analysis. šš”š¬